Terms of Use


Copyright and Trademarks

All content included on lumosinc.com and LumosInsights.com, including images, designs, logos, copy, and graphics, are the sole property of Lumos & Associates. Use or reproduction of the content is strictly prohibited. Lumos & Associates, Inc. is a registered trademark.

Technical Issues
For the best experience at lumosinc.com and LumosInsights.com, we recommend using Internet Explorer 8 or Firefox 2 or greater as your browser.

Lumos & Associates cannot guarantee an uninterrupted or error free environment. Lumos shall not be liable for damages of any kind related to your use of or inability to access this site.

Your Comments and Feedback
All comments, feedback, suggestions, ideas, and other feedback submitted to Lumos & Associates on or through lumosinc.com or submitted in connection with your use of lumosinc.com and LumosInsights.com are the property of Lumos & Associates. Lumos will not be limited in any way in the use of these communications. Lumos will be under no obligation to provide compensation for suggestions or other comments or to respond to any such submissions.

Correcting Errors
On occasion, lumosinc.com and LumosInsights.com may contain typographical errors, inaccuracies, or omissions. When we become aware of these issues, we will make corrections without notice. We may also change or update information at any time without notice. We apologize for any inconvenience resulting from inaccurate information on lumosinc.com and LumosInsights.com.


Blog Comments

Are Users’ comments moderated?
Yes. Accordingly, Users will be held directly and solely responsible for the content of messages that are posted or comments that are made. The Blog Editor will delete messages that are old, have received few responses, are off topic or irrelevant, or seem otherwise inappropriate. Lumos & Associates has full discretion to delete posts or comments.

What kind of posts and/or comments are we looking for?
We value thoughtful, useful and informative comments representing a range of views that make your point quickly and politely. We make an effort to protect discussions from repeated comments – either by the same User or different Users.

A few things that are not tolerated: personal attacks, obscenity, vulgarity, profanity (including expletives and letters followed by dashes), impersonations, incoherence and SHOUTING.

Do we edit comments?
No. We do, however, edit comments that are quoted or excerpted. We may also correct spelling and punctuation.

Can I delete a comment once it is posted?
No. However, you may contact fvigil@lumosinc.com who can delete your Blog comment. In some instances, comments cannot be deleted without deleting the Blog post and all other comments.

Updated 2016-10-16